A consolidated, AI-driven view of financial strength across every rated company in this industry — ranked by Economic Capital Ratio, with the causal reasoning behind each score.
Aggregate ECR metrics across every ranked company, by year. Click a point to jump to that year.
Headline figures for this industry and year.
All 23 rated companies in US Life, 2023.
| #↑ | Company | Seal | Economic Capital Ratio | Trend |
|---|---|---|---|---|
| 1 |  UTG INC | ★ Top rated | ▲ 1 | |
| 2 |  Primerica Inc | ★ Top rated | ▲ 7 | |
| 3 |  Texas Republic Capital Corp | ★ Top rated | ▲ 17 | |
| 4 |  Atlantic American CORP | ★ Top rated | ▼ 3 | |
| 5 |  National Western Life Group Inc | ★ Top rated | ▲ 1 | |
| 6 |  Jackson Financial Inc | ▲ 16 | ||
| 7 |  First Trinity Financial CORP | ▲ 6 | ||
| 8 |  Genworth Financial INC | ▼ 1 | ||
| 9 |  Riversource LIFE Insurance CO | ▲ 14 | ||
| 10 |  Vericity Inc | ▼ 2 | ||
| 11 |  Midwest Holding INC | ▲ 10 | ||
| 12 |  American National Group Inc | ▲ 3 | ||
| 13 |  Metropolitan LIFE Insurance CO | ▲ 3 | ||
| 14 |  Brighthouse Life Insurance Co | ▲ 4 | ||
| 15 |  Lincoln National LIFE Insurance CO IN | ▲ 4 | ||
| 16 |  Equitable Financial LIFE Insurance CO OF America | ▲ 1 | ||
| 17 |  Corebridge Financial Inc | — 0 | ||
| 18 |  Globe LIFE INC | ▼ 15 | ||
| 19 |  US Alliance Corp | ▼ 9 | ||
| 20 |  Athene Holding Ltd | ▼ 8 | ||
| 21 |  Reinsurance Group OF America INC | ▼ 10 | ||
| 22 |  Citizens INC | ▼ 17 | ||
| 23 |  FOXO Technologies INC | — 0 |
How the RealRate model weighs this industry — feature impact, importance, and fit.
The Feature Distribution shows the main industry variables and the distribution of their impact on financial strength. The more important a variable, the broader the distribution. As the effects are calculated relative to the industry average, half of the companies have a positive effect (green) and half have a negative effect (red).
The Feature Importance Graph highlights the most important industry features for the industry. These variables have the greatest impact on financial health, shown as the last variable at the bottom of the causal graph.
The Regression Plot compares the forecasted company valuation with the observed stock market values. A positive correlation suggests that the model effectively explains market prices.
