Key figures for the selected year.
The model's causal graph for 2025. Inputs synthesize into the Economic Capital Ratio.
Impact on ECR in % points.
From the public annual report.
| Variable | × 1,000 USD |
|---|---|
| Benefits | 2,884,294 |
| Debt Securities, Available-for-sale | 17,589,342 |
| Insurance Commissions and Fees | 0 |
| Liability for Future Policy Benefit | 19,169,687 |
| Mortgage Loans on Real Estate, Net | 428,517 |
| Net Investment Income | 1,130,198 |
| Other Assets | 12,795,833 |
| Other Compr. Net Income | 258,276 |
| Other Expenses | 1,948,786 |
Calculated by the valuation model.
| Variable | × 1,000 USD |
|---|---|
| Liability for Future Policy Benefit | -20.0 |
| Liabilities | 5.84 |
| Stockholders Equity | 4.29 |
| ECR before LimitedLiability | 9.52 |
| Other Liabilities | 12.0 |
| Separate Account, Liability | 11.2 |
| Debt Securities, Available-for-sale | 13.7 |
| Assets | -0.782 |
| Mortgage Loans on Real Estate, Net | -1.78 |
| Other Assets | -1.67 |
| Separate Account, Assets | -6.74 |
| Expenses | -3.79 |
| Net Income | 3.92 |
| Benefits | -4.09 |
| Premiums Earned, Net | 9.86 |
| Revenues | 9.90 |
| Net Investment Income | 0.953 |
| Other Revenues | -0.556 |
| Comprehensive Net Income | 4.33 |
| Other Net Income | -1.16 |
| Economic Capital Ratio | 8.98 |
Charts generated by the RealRate valuation model for this report year.
Distribution of each variable's impact on financial strength — green strengthens, red weakens.
How the company's key drivers have shifted across years.
Model-forecast valuation vs. observed market value.
