Key figures for the selected year.
The model's causal graph for 2025. Inputs synthesize into the Economic Capital Ratio.
Impact on ECR in % points.
From the public annual report.
| Variable | × 1,000 USD |
|---|---|
| Benefits | 3,911,000 |
| Debt Securities, Available-for-sale | 80,960,000 |
| Insurance Commissions and Fees | 1,678,000 |
| Liability for Future Policy Benefit | 31,682,000 |
| Mortgage Loans on Real Estate, Net | 22,726,000 |
| Net Investment Income | 3,350,000 |
| Other Assets | 49,475,000 |
| Other Compr. Net Income | 1,560,000 |
| Other Expenses | 2,146,000 |
Calculated by the valuation model.
| Variable | × 1,000 USD |
|---|---|
| Liability for Future Policy Benefit | 2.59 |
| Liabilities | -4.78 |
| Stockholders Equity | -2.51 |
| Other Liabilities | -4.01 |
| Separate Account, Liability | -5.97 |
| Debt Securities, Available-for-sale | 2.62 |
| Assets | 2.13 |
| Mortgage Loans on Real Estate, Net | 1.68 |
| Other Assets | -8.56 |
| Separate Account, Assets | 2.66 |
| Other Expenses | 2.60 |
| Expenses | 2.77 |
| Revenues | -5.01 |
| Net Income | 0.860 |
| Benefits | 2.19 |
| Premiums Earned, Net | -4.15 |
| Net Investment Income | -0.874 |
| ECR before LimitedLiability | -1.59 |
| Comprehensive Net Income | 1.17 |
| Other Net Income | -1.17 |
| Economic Capital Ratio | -2.13 |
Charts generated by the RealRate valuation model for this report year.
Distribution of each variable's impact on financial strength — green strengthens, red weakens.
How the company's key drivers have shifted across years.
Model-forecast valuation vs. observed market value.
