Key figures for the selected year.
The model's causal graph for 2025. Inputs synthesize into the Economic Capital Ratio.
Impact on ECR in % points.
From the public annual report.
| Variable | × 1,000 USD |
|---|---|
| Benefits | 14,106,000 |
| Debt Securities, Available-for-sale | 0 |
| Insurance Commissions and Fees | 2,733,000 |
| Liability for Future Policy Benefit | 60,971,000 |
| Mortgage Loans on Real Estate, Net | 0 |
| Net Investment Income | 13,124,000 |
| Other Assets | 317,962,000 |
| Other Compr. Net Income | 0 |
| Other Expenses | 4,765,000 |
Calculated by the valuation model.
| Variable | × 1,000 USD |
|---|---|
| Liability for Future Policy Benefit | 1.69 |
| Liabilities | -4.22 |
| Stockholders Equity | -2.67 |
| Other Liabilities | -8.66 |
| Separate Account, Liability | -0.417 |
| Debt Securities, Available-for-sale | -9.42 |
| Assets | 1.42 |
| Mortgage Loans on Real Estate, Net | -2.94 |
| Other Assets | 4.38 |
| Separate Account, Assets | 0.407 |
| Other Expenses | 1.72 |
| Expenses | 1.77 |
| Net Income | 0.668 |
| Benefits | 0.546 |
| Premiums Earned, Net | -3.27 |
| Revenues | -3.56 |
| Net Investment Income | 0.778 |
| Other Revenues | -1.31 |
| ECR before LimitedLiability | -2.52 |
| Other Net Income | -1.32 |
| Economic Capital Ratio | -3.06 |
Charts generated by the RealRate valuation model for this report year.
Distribution of each variable's impact on financial strength — green strengthens, red weakens.
How the company's key drivers have shifted across years.
Model-forecast valuation vs. observed market value.
