Key figures for the selected year.
The model's causal graph for 2025. Inputs synthesize into the Economic Capital Ratio.
Impact on ECR in % points.
From the public annual report.
| Variable | × 1,000 USD |
|---|---|
| Benefits | 5,207,000 |
| Debt Securities, Available-for-sale | 0 |
| Insurance Commissions and Fees | 0 |
| Liability for Future Policy Benefit | 55,228,000 |
| Mortgage Loans on Real Estate, Net | 6,304,000 |
| Net Investment Income | 3,184,000 |
| Other Assets | 77,410,000 |
| Other Compr. Net Income | 192,000 |
| Other Expenses | 1,745,000 |
Calculated by the valuation model.
| Variable | × 1,000 USD |
|---|---|
| Liability for Future Policy Benefit | -19.6 |
| Liabilities | -0.423 |
| Stockholders Equity | 1.02 |
| ECR before LimitedLiability | 2.01 |
| Other Liabilities | 6.26 |
| Separate Account, Liability | 6.18 |
| Debt Securities, Available-for-sale | -8.45 |
| Assets | 1.35 |
| Mortgage Loans on Real Estate, Net | 0.316 |
| Other Assets | 10.0 |
| Separate Account, Assets | -6.40 |
| Other Expenses | 4.28 |
| Expenses | 2.32 |
| Net Income | 1.10 |
| Benefits | -1.79 |
| Premiums Earned, Net | -0.800 |
| Comprehensive Net Income | 0.959 |
| Net Investment Income | 1.16 |
| Insurance Commissions and Fees | -0.377 |
| Other Net Income | -1.24 |
| Economic Capital Ratio | 1.47 |
Charts generated by the RealRate valuation model for this report year.
Distribution of each variable's impact on financial strength — green strengthens, red weakens.
How the company's key drivers have shifted across years.
Model-forecast valuation vs. observed market value.
