Key figures for the selected year.
The model's causal graph for 2025. Inputs synthesize into the Economic Capital Ratio.
Impact on ECR in % points.
From the public annual report.
| Variable | × 1,000 USD |
|---|---|
| Benefits | 16,522,000 |
| Debt Securities, Available-for-sale | 219,041,000 |
| Insurance Commissions and Fees | 1,137,000 |
| Liability for Future Policy Benefit | 50,264,000 |
| Mortgage Loans on Real Estate, Net | 0 |
| Net Investment Income | 0 |
| Other Assets | 223,164,000 |
| Other Compr. Net Income | 1,314,000 |
| Other Expenses | 4,934,000 |
Calculated by the valuation model.
| Variable | × 1,000 USD |
|---|---|
| Liability for Future Policy Benefit | 5.23 |
| Liabilities | -2.42 |
| Stockholders Equity | -0.356 |
| ECR before LimitedLiability | 1.11 |
| Other Liabilities | -20.1 |
| Separate Account, Liability | 5.49 |
| Debt Securities, Available-for-sale | 5.98 |
| Assets | 1.92 |
| Mortgage Loans on Real Estate, Net | -2.64 |
| Other Assets | 3.25 |
| Separate Account, Assets | -7.95 |
| Other Expenses | 5.11 |
| Expenses | 5.22 |
| Net Income | 1.63 |
| Premiums Earned, Net | -3.75 |
| Revenues | -2.10 |
| Net Investment Income | -2.15 |
| Other Revenues | 4.31 |
| Comprehensive Net Income | 1.57 |
| Other Net Income | -1.23 |
| Economic Capital Ratio | 0.562 |
Charts generated by the RealRate valuation model for this report year.
Distribution of each variable's impact on financial strength — green strengthens, red weakens.
How the company's key drivers have shifted across years.
Model-forecast valuation vs. observed market value.
