Key figures for the selected year.
The model's causal graph for 2025. Inputs synthesize into the Economic Capital Ratio.
Impact on ECR in % points.
From the public annual report.
| Variable | × 1,000 USD |
|---|---|
| Benefits | 19,141 |
| Debt Securities, Available-for-sale | 0 |
| Insurance Commissions and Fees | 5,068 |
| Liability for Future Policy Benefit | 149,229 |
| Mortgage Loans on Real Estate, Net | 250,900 |
| Net Investment Income | 34,681 |
| Other Assets | 438,285 |
| Other Compr. Net Income | 5,461 |
| Other Expenses | 59,021 |
Calculated by the valuation model.
| Variable | × 1,000 USD |
|---|---|
| Liability for Future Policy Benefit | 1.75 |
| Liabilities | 1.67 |
| Stockholders Equity | 1.54 |
| ECR before LimitedLiability | 3.72 |
| Other Liabilities | -11.4 |
| Separate Account, Liability | 7.94 |
| Other Expenses | -1.77 |
| Expenses | -0.627 |
| Net Income | 1.55 |
| Benefits | 1.19 |
| Premiums Earned, Net | 1.28 |
| Revenues | 3.55 |
| Net Investment Income | 2.38 |
| Other Revenues | -0.456 |
| Other Assets | 7.85 |
| Separate Account, Assets | -7.72 |
| Debt Securities, Available-for-sale | -8.26 |
| Mortgage Loans on Real Estate, Net | 8.54 |
| Comprehensive Net Income | 1.94 |
| Other Net Income | -1.24 |
| Economic Capital Ratio | 3.18 |
Charts generated by the RealRate valuation model for this report year.
Distribution of each variable's impact on financial strength — green strengthens, red weakens.
How the company's key drivers have shifted across years.
Model-forecast valuation vs. observed market value.
