Key figures for the selected year.
The model's causal graph for 2025. Inputs synthesize into the Economic Capital Ratio.
Impact on ECR in % points.
From the public annual report.
| Variable | × 1,000 USD |
|---|---|
| Benefits | 165,025 |
| Debt Securities, Available-for-sale | 1,287,861 |
| Insurance Commissions and Fees | 0 |
| Liability for Future Policy Benefit | 1,189,427 |
| Mortgage Loans on Real Estate, Net | 0 |
| Net Investment Income | 72,039 |
| Other Assets | 466,899 |
| Other Compr. Net Income | 7,544 |
| Other Expenses | 76,000 |
Calculated by the valuation model.
| Variable | × 1,000 USD |
|---|---|
| Liability for Future Policy Benefit | -22.3 |
| Liabilities | 2.84 |
| Stockholders Equity | 1.86 |
| ECR before LimitedLiability | 3.75 |
| Other Liabilities | 8.01 |
| Separate Account, Liability | 7.97 |
| Debt Securities, Available-for-sale | 12.2 |
| Assets | -0.703 |
| Mortgage Loans on Real Estate, Net | -2.62 |
| Other Assets | -6.82 |
| Separate Account, Assets | -7.85 |
| Other Expenses | 2.18 |
| Expenses | -2.57 |
| Revenues | 5.77 |
| Net Income | 1.51 |
| Benefits | -4.52 |
| Premiums Earned, Net | 4.76 |
| Net Investment Income | 1.48 |
| Comprehensive Net Income | 1.55 |
| Other Net Income | -1.27 |
| Economic Capital Ratio | 3.20 |
Charts generated by the RealRate valuation model for this report year.
Distribution of each variable's impact on financial strength — green strengthens, red weakens.
How the company's key drivers have shifted across years.
Model-forecast valuation vs. observed market value.
