Key figures for the selected year.
The model's causal graph for 2025. Inputs synthesize into the Economic Capital Ratio.
Impact on ECR in % points.
From the public annual report.
| Variable | × 1,000 USD |
|---|---|
| Benefits | 0 |
| Debt Securities, Available-for-sale | 86,535 |
| Insurance Commissions and Fees | 0 |
| Liability for Future Policy Benefit | 44,559 |
| Mortgage Loans on Real Estate, Net | 23,645 |
| Net Investment Income | 7,308 |
| Other Assets | 38,500 |
| Other Compr. Net Income | -215 |
| Other Expenses | 25,360 |
Calculated by the valuation model.
| Variable | × 1,000 USD |
|---|---|
| Liability for Future Policy Benefit | -1.60 |
| Liabilities | 2.64 |
| Stockholders Equity | -0.503 |
| Other Liabilities | -8.01 |
| Separate Account, Liability | 4.30 |
| Debt Securities, Available-for-sale | 5.78 |
| Assets | -2.75 |
| Mortgage Loans on Real Estate, Net | 3.73 |
| Other Assets | -8.51 |
| Separate Account, Assets | -9.08 |
| Other Expenses | -8.84 |
| Expenses | -5.26 |
| Economic Capital Ratio | -0.932 |
| Benefits | 3.73 |
| Premiums Earned, Net | 3.80 |
| Revenues | 3.88 |
| Net Investment Income | 2.29 |
| Other Revenues | -0.651 |
| Insurance Commissions and Fees | -0.430 |
| Other Compr. Net Income | -0.523 |
| Other Net Income | -1.42 |
Charts generated by the RealRate valuation model for this report year.
Distribution of each variable's impact on financial strength — green strengthens, red weakens.
How the company's key drivers have shifted across years.
Model-forecast valuation vs. observed market value.
