Key figures for the selected year.
The model's causal graph for 2025. Inputs synthesize into the Economic Capital Ratio.
Impact on ECR in % points.
From the public annual report.
| Variable | × 1,000 USD |
|---|---|
| Benefits | 8,929,000 |
| Debt Securities, Available-for-sale | 0 |
| Insurance Commissions and Fees | 4,547,000 |
| Liability for Future Policy Benefit | 42,360,000 |
| Mortgage Loans on Real Estate, Net | 0 |
| Net Investment Income | 4,879,000 |
| Other Assets | 252,900,000 |
| Other Compr. Net Income | 375,000 |
| Other Expenses | 5,134,000 |
Calculated by the valuation model.
| Variable | × 1,000 USD |
|---|---|
| Liability for Future Policy Benefit | 1.95 |
| Liabilities | -4.85 |
| Stockholders Equity | -2.91 |
| Other Liabilities | -2.37 |
| Separate Account, Liability | -9.69 |
| Debt Securities, Available-for-sale | -9.31 |
| Assets | 1.69 |
| Mortgage Loans on Real Estate, Net | -2.90 |
| Other Assets | 2.04 |
| Separate Account, Assets | 2.44 |
| Other Expenses | 1.80 |
| Expenses | 1.96 |
| Net Income | 0.975 |
| Benefits | 1.69 |
| Premiums Earned, Net | -4.50 |
| Revenues | -4.38 |
| Net Investment Income | -1.21 |
| Other Revenues | 0.723 |
| ECR before LimitedLiability | -2.42 |
| Other Net Income | -1.30 |
| Economic Capital Ratio | -2.97 |
Charts generated by the RealRate valuation model for this report year.
Distribution of each variable's impact on financial strength — green strengthens, red weakens.
How the company's key drivers have shifted across years.
Model-forecast valuation vs. observed market value.
