Key figures for the selected year.
The model's causal graph for 2025. Inputs synthesize into the Economic Capital Ratio.
Impact on ECR in % points.
From the public annual report.
| Variable | × 1,000 USD |
|---|---|
| Benefits | 35,914,000 |
| Debt Securities, Available-for-sale | 159,332,000 |
| Insurance Commissions and Fees | 1,534,000 |
| Liability for Future Policy Benefit | 136,432,000 |
| Mortgage Loans on Real Estate, Net | 55,870,000 |
| Net Investment Income | 9,478,000 |
| Other Assets | 94,803,000 |
| Other Compr. Net Income | 1,838,000 |
| Other Expenses | 6,126,000 |
Calculated by the valuation model.
| Variable | × 1,000 USD |
|---|---|
| Liability for Future Policy Benefit | -4.70 |
| Liabilities | -1.13 |
| Stockholders Equity | -2.69 |
| Other Liabilities | 1.32 |
| Separate Account, Liability | 2.26 |
| Debt Securities, Available-for-sale | 3.06 |
| Assets | -1.57 |
| Mortgage Loans on Real Estate, Net | 2.77 |
| Other Assets | -8.55 |
| Separate Account, Assets | -2.05 |
| Premiums Earned, Net | 2.76 |
| Revenues | 2.52 |
| Net Income | 1.20 |
| Other Revenues | -0.149 |
| ECR before LimitedLiability | -1.35 |
| Other Expenses | 2.82 |
| Other Compr. Net Income | 0.0891 |
| Comprehensive Net Income | 1.29 |
| Benefits | -4.72 |
| Other Net Income | -1.30 |
| Economic Capital Ratio | -1.90 |
Charts generated by the RealRate valuation model for this report year.
Distribution of each variable's impact on financial strength — green strengthens, red weakens.
How the company's key drivers have shifted across years.
Model-forecast valuation vs. observed market value.
