Key figures for the selected year.
The model's causal graph for 2025. Inputs synthesize into the Economic Capital Ratio.
Impact on ECR in % points.
From the public annual report.
| Variable | × 1,000 USD |
|---|---|
| Assets and Securities | 1,498,656 |
| Cash Deposits and Cash Equivalents | 389,786 |
| Deposits | 6,865,159 |
| Fees | 0 |
| Goodwill | 201,116 |
| IT and Equipment Expense | 0 |
| Labor Expense | 0 |
| Liabilities and Borrowings | 5,708,418 |
| Loans and Leases Receivable | 4,772,891 |
Calculated by the valuation model.
| Variable | × 1,000 USD |
|---|---|
| Deposits | -1.64 |
| Liabilities | -4.46 |
| ECR before LimitedLiability | -2.12 |
| Liabilities and Borrowings | -28.4 |
| Other Liabilities | 10.8 |
| Long-term Debt | 0.490 |
| Assets and Securities | 1.73 |
| Assets | 3.27 |
| Comprehensive Net Income | -1.14 |
| Loans and Leases Receivable | -5.90 |
| Goodwill | 0.739 |
| Property, Plant and Equipment | 0.672 |
| Other Assets | 5.62 |
| Expenses | 3.94 |
| Revenues | -0.816 |
| Other Expenses | 0.996 |
| Labor Expense | 1.99 |
| Other Revenues | -0.816 |
| Other Compr. Net Income | -1.34 |
| Other Net Income | -3.37 |
| Economic Capital Ratio | -2.23 |
Charts generated by the RealRate valuation model for this report year.
Distribution of each variable's impact on financial strength — green strengthens, red weakens.
How the company's key drivers have shifted across years.
Model-forecast valuation vs. observed market value.
