Key figures for the selected year.
The model's causal graph for 2024. Inputs synthesize into the Economic Capital Ratio.
Impact on ECR in % points.
From the public annual report.
| Variable | × 1,000 USD |
|---|---|
| Assets and Securities | 280,682 |
| Cash Deposits and Cash Equivalents | 21,757 |
| Deposits | 1,093,940 |
| Fees | 0 |
| Goodwill | 0 |
| IT and Equipment Expense | 0 |
| Labor Expense | 0 |
| Liabilities and Borrowings | 991,475 |
| Loans and Leases Receivable | 1,158,879 |
Calculated by the valuation model.
| Variable | × 1,000 USD |
|---|---|
| Deposits | 3.94 |
| Liabilities | -4.11 |
| Stockholders Equity | -0.883 |
| ECR before LimitedLiability | -2.39 |
| Liabilities and Borrowings | -29.5 |
| Other Liabilities | 7.92 |
| Cash Deposits and Cash Equivalents | -2.38 |
| Assets | 2.32 |
| Loans and Leases Receivable | 7.24 |
| Assets and Securities | 2.35 |
| Goodwill | -0.923 |
| Other Assets | -6.63 |
| Expenses | 3.42 |
| Revenues | -0.713 |
| Comprehensive Net Income | -0.971 |
| Labor Expense | 1.72 |
| Other Expenses | 0.966 |
| Other Revenues | -0.713 |
| Other Net Income | -3.74 |
| Other Compr. Net Income | -0.760 |
| Economic Capital Ratio | -2.57 |
Charts generated by the RealRate valuation model for this report year.
Distribution of each variable's impact on financial strength — green strengthens, red weakens.
How the company's key drivers have shifted across years.
Model-forecast valuation vs. observed market value.
