Key figures for the selected year.
The model's causal graph for 2025. Inputs synthesize into the Economic Capital Ratio.
Impact on ECR in % points.
From the public annual report.
| Variable | × 1,000 USD |
|---|---|
| Assets and Securities | 3,040,996 |
| Cash Deposits and Cash Equivalents | 1,070,718 |
| Deposits | 21,473,070 |
| Fees | 0 |
| Goodwill | 1,405,840 |
| IT and Equipment Expense | 0 |
| Labor Expense | 0 |
| Liabilities and Borrowings | 16,767,031 |
| Loans and Leases Receivable | 18,753,084 |
Calculated by the valuation model.
| Variable | × 1,000 USD |
|---|---|
| Deposits | -3.04 |
| Liabilities | -2.17 |
| Assets | 5.16 |
| Stockholders Equity | 3.65 |
| ECR before LimitedLiability | 2.15 |
| Liabilities and Borrowings | -25.7 |
| Other Liabilities | 14.7 |
| Long-term Debt | -1.19 |
| Assets and Securities | -2.56 |
| Loans and Leases Receivable | 5.49 |
| Goodwill | 2.99 |
| Property, Plant and Equipment | -0.626 |
| Expenses | 4.34 |
| Revenues | -0.838 |
| Comprehensive Net Income | -0.858 |
| Other Expenses | 0.980 |
| Labor Expense | 2.11 |
| Other Revenues | -0.838 |
| Other Compr. Net Income | -0.593 |
| Other Net Income | -3.81 |
| Economic Capital Ratio | 2.03 |
Charts generated by the RealRate valuation model for this report year.
Distribution of each variable's impact on financial strength — green strengthens, red weakens.
How the company's key drivers have shifted across years.
Model-forecast valuation vs. observed market value.
