Key figures for the selected year.
The model's causal graph for 2025. Inputs synthesize into the Economic Capital Ratio.
Impact on ECR in % points.
From the public annual report.
| Variable | × 1,000 USD |
|---|---|
| Assets and Securities | 2,603,196 |
| Cash Deposits and Cash Equivalents | 1,040,335 |
| Deposits | 10,262,752 |
| Fees | 0 |
| Goodwill | 84,241 |
| IT and Equipment Expense | 0 |
| Labor Expense | 0 |
| Liabilities and Borrowings | 9.0 |
| Loans and Leases Receivable | 7,998,701 |
Calculated by the valuation model.
| Variable | × 1,000 USD |
|---|---|
| Deposits | -1.64 |
| Liabilities | -1.73 |
| Assets | 1.81 |
| Comprehensive Net Income | 4.17 |
| ECR before LimitedLiability | 4.33 |
| Liabilities and Borrowings | 17.6 |
| Other Liabilities | -47.2 |
| Long-term Debt | 0.544 |
| Assets and Securities | 3.95 |
| Loans and Leases Receivable | -1.16 |
| Cash Deposits and Cash Equivalents | 2.62 |
| Other Assets | -2.81 |
| Other Noninterest Expense | 0.509 |
| Expenses | 4.29 |
| Net Income | 3.32 |
| Other Expenses | 0.797 |
| Labor Expense | 2.18 |
| Other Revenues | -0.861 |
| Revenues | -0.861 |
| Other Compr. Net Income | 0.844 |
| Economic Capital Ratio | 4.22 |
Charts generated by the RealRate valuation model for this report year.
Distribution of each variable's impact on financial strength — green strengthens, red weakens.
How the company's key drivers have shifted across years.
Model-forecast valuation vs. observed market value.
