Key figures for the selected year.
The model's causal graph for 2025. Inputs synthesize into the Economic Capital Ratio.
Impact on ECR in % points.
From the public annual report.
| Variable | × 1,000 USD |
|---|---|
| Assets and Securities | 73,054,500 |
| Cash Deposits and Cash Equivalents | 7,602,500 |
| Deposits | 142,797,700 |
| Fees | 987,976 |
| Goodwill | 712,900 |
| IT and Equipment Expense | 0 |
| Labor Expense | 0 |
| Liabilities and Borrowings | 12,107,900 |
| Loans and Leases Receivable | 41,948,300 |
Calculated by the valuation model.
| Variable | × 1,000 USD |
|---|---|
| Deposits | 5.82 |
| Liabilities | 3.17 |
| Stockholders Equity | -3.48 |
| ECR before LimitedLiability | -3.63 |
| Liabilities and Borrowings | 9.70 |
| Other Liabilities | -47.6 |
| Assets and Securities | 9.64 |
| Assets | -6.43 |
| Loans and Leases Receivable | -29.6 |
| Goodwill | -0.793 |
| Other Assets | 9.22 |
| Expenses | -7.70 |
| Revenues | 7.47 |
| Comprehensive Net Income | -1.04 |
| Fees | -1.80 |
| Other Expenses | -8.24 |
| Labor Expense | 2.07 |
| Other Revenues | 7.47 |
| Other Compr. Net Income | -1.00 |
| Other Net Income | -2.28 |
| Economic Capital Ratio | -3.75 |
Charts generated by the RealRate valuation model for this report year.
Distribution of each variable's impact on financial strength — green strengthens, red weakens.
How the company's key drivers have shifted across years.
Model-forecast valuation vs. observed market value.
