Key figures for the selected year.
The model's causal graph for 2025. Inputs synthesize into the Economic Capital Ratio.
Impact on ECR in % points.
From the public annual report.
| Variable | × 1,000 USD |
|---|---|
| Assets and Securities | 15,203,330 |
| Cash Deposits and Cash Equivalents | 4,188,139 |
| Deposits | 67,082,701 |
| Fees | 0 |
| Goodwill | 465,697 |
| IT and Equipment Expense | 0 |
| Labor Expense | 0 |
| Liabilities and Borrowings | 50,385,602 |
| Loans and Leases Receivable | 56,089,375 |
Calculated by the valuation model.
| Variable | × 1,000 USD |
|---|---|
| Deposits | -2.25 |
| Liabilities | -1.40 |
| ECR before LimitedLiability | 3.16 |
| Liabilities and Borrowings | -22.9 |
| Other Liabilities | 14.5 |
| Long-term Debt | 0.543 |
| Assets and Securities | 2.42 |
| Assets | 1.46 |
| Loans and Leases Receivable | 2.68 |
| Goodwill | -0.581 |
| Property, Plant and Equipment | -0.568 |
| Other Assets | -2.65 |
| Other Noninterest Expense | 0.511 |
| Expenses | 3.29 |
| Net Income | 3.31 |
| Labor Expense | 2.18 |
| Other Revenues | -0.865 |
| Revenues | -0.865 |
| Other Net Income | 0.882 |
| Comprehensive Net Income | 3.05 |
| Economic Capital Ratio | 3.04 |
Charts generated by the RealRate valuation model for this report year.
Distribution of each variable's impact on financial strength — green strengthens, red weakens.
How the company's key drivers have shifted across years.
Model-forecast valuation vs. observed market value.
