Key figures for the selected year.
The model's causal graph for 2025. Inputs synthesize into the Economic Capital Ratio.
Impact on ECR in % points.
From the public annual report.
| Variable | × 1,000 USD |
|---|---|
| Assets and Securities | 1,451,910 |
| Cash Deposits and Cash Equivalents | 380,895 |
| Deposits | 11,240,615 |
| Fees | 0 |
| Goodwill | 220,235 |
| IT and Equipment Expense | 0 |
| Labor Expense | 0 |
| Liabilities and Borrowings | 8,871,164 |
| Loans and Leases Receivable | 11,299,366 |
Calculated by the valuation model.
| Variable | × 1,000 USD |
|---|---|
| Deposits | -1.79 |
| Liabilities | -3.83 |
| Stockholders Equity | 0.775 |
| ECR before LimitedLiability | -1.49 |
| Liabilities and Borrowings | -24.6 |
| Other Liabilities | 10.9 |
| Assets and Securities | -3.45 |
| Assets | 3.76 |
| Loans and Leases Receivable | 9.87 |
| Cash Deposits and Cash Equivalents | -1.41 |
| Other Assets | -3.38 |
| Expenses | 3.83 |
| Net Income | -0.691 |
| Other Expenses | 0.736 |
| Labor Expense | 2.02 |
| Other Revenues | -0.823 |
| Revenues | -0.823 |
| Other Net Income | -4.00 |
| Comprehensive Net Income | -1.61 |
| Other Compr. Net Income | -0.913 |
| Economic Capital Ratio | -1.61 |
Charts generated by the RealRate valuation model for this report year.
Distribution of each variable's impact on financial strength — green strengthens, red weakens.
How the company's key drivers have shifted across years.
Model-forecast valuation vs. observed market value.
