Key figures for the selected year.
The model's causal graph for 2025. Inputs synthesize into the Economic Capital Ratio.
Impact on ECR in % points.
From the public annual report.
| Variable | × 1,000 USD |
|---|---|
| Cash and Cash Equivalents | 3,490 |
| Debt | 0 |
| Deposits | 838 |
| Depreciation and Amortization | 0 |
| General and Administrative Expense | 0 |
| Interest Expense | 0 |
| Interest Payable | 3,595 |
| Labor and Related Expense | 0 |
| Loans | 0 |
Calculated by the valuation model.
| Variable | × 1,000 USD |
|---|---|
| Deposits | 9.73 |
| Liabilities | 0.891 |
| ECR before LimitedLiability | 4.34 |
| Debt | 3.09 |
| Other Liabilities | -27.0 |
| Interest Payable | -2.11 |
| Operating Expenses | 2.97 |
| Expenses | -1.62 |
| Net Income | 3.26 |
| Labor and Related Expense | 0.872 |
| Selling and Marketing Expense | -2.83 |
| General and Administrative Expense | 0.715 |
| Other Expenses | -3.34 |
| Other Revenues | -4.47 |
| Revenues | -4.47 |
| Comprehensive Net Income | 3.05 |
| Other Net Income | 7.66 |
| Economic Capital Ratio | 0.726 |
| Loans | -1.47 |
| Other Assets | 14.3 |
| Notes Receivable | -13.5 |
Charts generated by the RealRate valuation model for this report year.
Distribution of each variable's impact on financial strength — green strengthens, red weakens.
How the company's key drivers have shifted across years.
Model-forecast valuation vs. observed market value.
