Key figures for the selected year.
The model's causal graph for 2025. Inputs synthesize into the Economic Capital Ratio.
Impact on ECR in % points.
From the public annual report.
| Variable | × 1,000 USD |
|---|---|
| Cash and Cash Equivalents | 4,241,265 |
| Debt | 5,362,494 |
| Deposits | 21,060,151 |
| Depreciation and Amortization | 0 |
| General and Administrative Expense | 0 |
| Interest Expense | 0 |
| Interest Payable | 0 |
| Labor and Related Expense | 0 |
| Loans | 0 |
Calculated by the valuation model.
| Variable | × 1,000 USD |
|---|---|
| Other Assets | -6.34 |
| Assets | 2.30 |
| Liabilities | -3.21 |
| Stockholders Equity | -0.782 |
| ECR before LimitedLiability | 3.17 |
| Loans | -1.43 |
| Cash and Cash Equivalents | 3.99 |
| Notes Receivable | 6.57 |
| Deposits | -12.6 |
| Debt | -4.71 |
| Other Liabilities | 7.25 |
| Operating Expenses | 2.86 |
| Expenses | 5.94 |
| Revenues | -4.23 |
| Net Income | 3.67 |
| Labor and Related Expense | 0.839 |
| Selling and Marketing Expense | 1.33 |
| Other Expenses | -0.713 |
| Other Revenues | -4.23 |
| Comprehensive Net Income | 3.55 |
| Other Net Income | 2.96 |
| Economic Capital Ratio | -0.439 |
Charts generated by the RealRate valuation model for this report year.
Distribution of each variable's impact on financial strength — green strengthens, red weakens.
How the company's key drivers have shifted across years.
Model-forecast valuation vs. observed market value.
