Key figures for the selected year.
The model's causal graph for 2025. Inputs synthesize into the Economic Capital Ratio.
Impact on ECR in % points.
From the public annual report.
| Variable | × 1,000 USD |
|---|---|
| Cash and Cash Equivalents | 2,696,000 |
| Debt | 0 |
| Deposits | 0 |
| Depreciation and Amortization | 290,000 |
| General and Administrative Expense | 1,439,000 |
| Interest Expense | 438,000 |
| Interest Payable | 0 |
| Labor and Related Expense | 3,307,000 |
| Loans | 0 |
Calculated by the valuation model.
| Variable | × 1,000 USD |
|---|---|
| Other Assets | 22.6 |
| Assets | 3.90 |
| Liabilities | 7.95 |
| Stockholders Equity | 12.0 |
| ECR before LimitedLiability | 14.3 |
| Loans | -1.33 |
| Notes Receivable | -14.1 |
| Deposits | 17.3 |
| Debt | 3.23 |
| Other Liabilities | -25.4 |
| Operating Expenses | 2.76 |
| Expenses | -4.30 |
| Revenues | -5.29 |
| Net Income | 1.12 |
| Labor and Related Expense | -4.30 |
| General and Administrative Expense | -1.45 |
| Other Expenses | -0.619 |
| Other Revenues | -5.29 |
| Comprehensive Net Income | 1.18 |
| Other Net Income | 9.37 |
| Economic Capital Ratio | 10.7 |
Charts generated by the RealRate valuation model for this report year.
Distribution of each variable's impact on financial strength — green strengthens, red weakens.
How the company's key drivers have shifted across years.
Model-forecast valuation vs. observed market value.
