Key figures for the selected year.
The model's causal graph for 2022. Inputs synthesize into the Economic Capital Ratio.
Impact on ECR in % points.
From the public annual report.
| Variable | × 1,000 USD |
|---|---|
| Cash and Cash Equivalents | 127,926 |
| Debt | 1,345,847 |
| Deposits | 0 |
| Depreciation and Amortization | 0 |
| General and Administrative Expense | 222,528 |
| Interest Expense | 0 |
| Interest Payable | 0 |
| Labor and Related Expense | 141,243 |
| Loans | 1,469,585 |
Calculated by the valuation model.
| Variable | × 1,000 USD |
|---|---|
| Loans | 14.1 |
| Assets | -5.67 |
| Liabilities | 8.21 |
| ECR before LimitedLiability | 3.51 |
| Other Assets | -10.0 |
| Cash and Cash Equivalents | 0.983 |
| Notes Receivable | -9.04 |
| Deposits | 13.8 |
| Other Liabilities | 10.4 |
| Debt | -59.9 |
| Labor and Related Expense | -4.78 |
| Expenses | -14.4 |
| Net Income | 1.78 |
| Occupancy | -0.902 |
| General and Administrative Expense | -9.15 |
| Operating Expenses | 1.48 |
| Other Revenues | 13.3 |
| Revenues | 13.3 |
| Comprehensive Net Income | 2.53 |
| Other Net Income | -3.17 |
| Economic Capital Ratio | 3.04 |
Charts generated by the RealRate valuation model for this report year.
Distribution of each variable's impact on financial strength — green strengthens, red weakens.
How the company's key drivers have shifted across years.
Model-forecast valuation vs. observed market value.
