Key figures for the selected year.
The model's causal graph for 2025. Inputs synthesize into the Economic Capital Ratio.
Impact on ECR in % points.
From the public annual report.
| Variable | × 1,000 USD |
|---|---|
| Cash and Cash Equivalents | 0 |
| Debt | 0 |
| Deposits | 19,278,683 |
| Depreciation and Amortization | 0 |
| General and Administrative Expense | 0 |
| Interest Expense | 0 |
| Interest Payable | 0 |
| Labor and Related Expense | 0 |
| Loans | 0 |
Calculated by the valuation model.
| Variable | × 1,000 USD |
|---|---|
| Other Assets | -4.68 |
| Assets | 3.38 |
| Liabilities | -2.84 |
| Stockholders Equity | 0.550 |
| ECR before LimitedLiability | 3.55 |
| Loans | -1.39 |
| Cash and Cash Equivalents | -1.66 |
| Notes Receivable | 8.63 |
| Deposits | -18.1 |
| Debt | 2.87 |
| Other Liabilities | 6.75 |
| Operating Expenses | 2.78 |
| Expenses | 6.12 |
| Revenues | -4.14 |
| Net Income | 2.40 |
| Labor and Related Expense | 0.816 |
| Selling and Marketing Expense | 1.29 |
| General and Administrative Expense | 0.670 |
| Other Revenues | -4.14 |
| Comprehensive Net Income | 2.42 |
| Other Net Income | 1.45 |
| Economic Capital Ratio | -0.0613 |
Charts generated by the RealRate valuation model for this report year.
Distribution of each variable's impact on financial strength — green strengthens, red weakens.
How the company's key drivers have shifted across years.
Model-forecast valuation vs. observed market value.
