Key figures for the selected year.
The model's causal graph for 2022. Inputs synthesize into the Economic Capital Ratio.
Impact on ECR in % points.
From the public annual report.
| Variable | × 1,000 USD |
|---|---|
| Cash and Cash Equivalents | 0 |
| Debt | 0 |
| Deposits | 0 |
| Depreciation and Amortization | 179,600 |
| General and Administrative Expense | 0 |
| Interest Expense | 138,800 |
| Interest Payable | 0 |
| Labor and Related Expense | 0 |
| Loans | 7,518,400 |
Calculated by the valuation model.
| Variable | × 1,000 USD |
|---|---|
| Loans | 12.5 |
| Assets | 1.31 |
| Other Liabilities | -46.2 |
| Stockholders Equity | 1.76 |
| ECR before LimitedLiability | 3.48 |
| Other Assets | -1.75 |
| Cash and Cash Equivalents | -1.10 |
| Notes Receivable | -7.39 |
| Labor and Related Expense | 0.995 |
| Expenses | 0.897 |
| Revenues | 1.58 |
| Net Income | 1.04 |
| Depreciation and Amortization | -1.18 |
| Interest Expense | -0.795 |
| Operating Expenses | 1.20 |
| Other Revenues | 1.58 |
| Deposits | 12.3 |
| Debt | 3.69 |
| Comprehensive Net Income | 1.80 |
| Other Net Income | -1.40 |
| Economic Capital Ratio | 3.01 |
Charts generated by the RealRate valuation model for this report year.
Distribution of each variable's impact on financial strength — green strengthens, red weakens.
How the company's key drivers have shifted across years.
Model-forecast valuation vs. observed market value.
