Key figures for the selected year.
The model's causal graph for 2025. Inputs synthesize into the Economic Capital Ratio.
Impact on ECR in % points.
From the public annual report.
| Variable | × 1,000 USD |
|---|---|
| Cash and Cash Equivalents | 1,613,000 |
| Debt | 22,694,000 |
| Deposits | 0 |
| Depreciation and Amortization | 0 |
| General and Administrative Expense | 0 |
| Interest Expense | 0 |
| Interest Payable | 0 |
| Labor and Related Expense | 0 |
| Loans | 0 |
Calculated by the valuation model.
| Variable | × 1,000 USD |
|---|---|
| Other Assets | -7.57 |
| Assets | 2.81 |
| Liabilities | -2.12 |
| Stockholders Equity | 0.905 |
| ECR before LimitedLiability | 5.24 |
| Loans | -1.29 |
| Securities | 1.99 |
| Notes Receivable | 9.45 |
| Deposits | 9.98 |
| Debt | -68.5 |
| Other Liabilities | 8.61 |
| Operating Expenses | 2.60 |
| Expenses | 5.38 |
| Revenues | -4.04 |
| Net Income | 3.68 |
| Labor and Related Expense | 0.769 |
| Selling and Marketing Expense | 1.21 |
| Other Revenues | -4.04 |
| Comprehensive Net Income | 3.62 |
| Other Net Income | 3.01 |
| Economic Capital Ratio | 1.62 |
Charts generated by the RealRate valuation model for this report year.
Distribution of each variable's impact on financial strength — green strengthens, red weakens.
How the company's key drivers have shifted across years.
Model-forecast valuation vs. observed market value.
