Key figures for the selected year.
The model's causal graph for 2021. Inputs synthesize into the Economic Capital Ratio.
Impact on ECR in % points.
From the public annual report.
| Variable | × 1,000 USD |
|---|---|
| Cash and Cash Equivalents | 0 |
| Debt | 89,398 |
| Deposits | 0 |
| Depreciation and Amortization | 0 |
| General and Administrative Expense | 11,248 |
| Interest Expense | 5,980 |
| Interest Payable | 0 |
| Labor and Related Expense | 19,083 |
| Loans | 0 |
Calculated by the valuation model.
| Variable | × 1,000 USD |
|---|---|
| Other Liabilities | 14.2 |
| Liabilities | 23.4 |
| Stockholders Equity | 21.6 |
| ECR before LimitedLiability | 24.5 |
| Deposits | 30.1 |
| Debt | -43.9 |
| Expenses | -23.5 |
| Net Income | 2.63 |
| Other Expenses | -5.55 |
| Labor and Related Expense | -10.5 |
| Interest Expense | -3.43 |
| General and Administrative Expense | -6.06 |
| Other Revenues | 24.0 |
| Revenues | 24.0 |
| Loans | -11.4 |
| Other Assets | 34.3 |
| Notes Receivable | -6.10 |
| Cash and Cash Equivalents | -2.39 |
| Comprehensive Net Income | 2.85 |
| Other Net Income | -3.22 |
| Economic Capital Ratio | 24.0 |
Charts generated by the RealRate valuation model for this report year.
Distribution of each variable's impact on financial strength — green strengthens, red weakens.
How the company's key drivers have shifted across years.
Model-forecast valuation vs. observed market value.
