Key figures for the selected year.
The model's causal graph for 2025. Inputs synthesize into the Economic Capital Ratio.
Impact on ECR in % points.
From the public annual report.
| Variable | × 1,000 USD |
|---|---|
| Cash and Cash Equivalents | 295,983 |
| Debt | 7,780,927 |
| Deposits | 1,669,173 |
| Depreciation and Amortization | 0 |
| General and Administrative Expense | 0 |
| Interest Expense | 0 |
| Interest Payable | 20,426 |
| Labor and Related Expense | 0 |
| Loans | 0 |
Calculated by the valuation model.
| Variable | × 1,000 USD |
|---|---|
| Other Assets | -3.41 |
| Assets | 4.24 |
| Liabilities | 2.74 |
| Stockholders Equity | 7.46 |
| ECR before LimitedLiability | 4.51 |
| Loans | -1.40 |
| Cash and Cash Equivalents | -0.946 |
| Notes Receivable | 8.47 |
| Deposits | 8.30 |
| Debt | -35.3 |
| Other Liabilities | 7.93 |
| Operating Expenses | -2.66 |
| Expenses | -1.65 |
| Revenues | -4.29 |
| Net Income | -2.84 |
| Selling and Marketing Expense | 1.31 |
| Other Expenses | -2.07 |
| Other Revenues | -4.29 |
| Comprehensive Net Income | -2.83 |
| Other Net Income | 3.55 |
| Economic Capital Ratio | 0.896 |
Charts generated by the RealRate valuation model for this report year.
Distribution of each variable's impact on financial strength — green strengthens, red weakens.
How the company's key drivers have shifted across years.
Model-forecast valuation vs. observed market value.
