Key figures for the selected year.
The model's causal graph for 2022. Inputs synthesize into the Economic Capital Ratio.
Impact on ECR in % points.
From the public annual report.
| Variable | × 1,000 USD |
|---|---|
| Cash and Cash Equivalents | 0 |
| Debt | 0 |
| Deposits | 0 |
| Depreciation and Amortization | 0 |
| General and Administrative Expense | 0 |
| Interest Expense | 0 |
| Interest Payable | 0 |
| Labor and Related Expense | 0 |
| Loans | 185,630 |
Calculated by the valuation model.
| Variable | × 1,000 USD |
|---|---|
| Loans | 14.7 |
| Assets | 3.34 |
| Liabilities | -1.21 |
| Stockholders Equity | 2.40 |
| ECR before LimitedLiability | 2.49 |
| Other Assets | -3.39 |
| Cash and Cash Equivalents | -1.08 |
| Notes Receivable | -7.09 |
| Deposits | 11.4 |
| Other Liabilities | -46.1 |
| Debt | 3.59 |
| Labor and Related Expense | 0.969 |
| Expenses | 4.01 |
| Revenues | -2.78 |
| Comprehensive Net Income | 0.520 |
| General and Administrative Expense | 0.567 |
| Selling and Marketing Expense | 0.603 |
| Operating Expenses | 1.17 |
| Other Revenues | -2.78 |
| Other Net Income | -0.795 |
| Economic Capital Ratio | 2.02 |
Charts generated by the RealRate valuation model for this report year.
Distribution of each variable's impact on financial strength — green strengthens, red weakens.
How the company's key drivers have shifted across years.
Model-forecast valuation vs. observed market value.
