Key figures for the selected year.
The model's causal graph for 2024. Inputs synthesize into the Economic Capital Ratio.
Impact on ECR in % points.
From the public annual report.
| Variable | × 1,000 USD |
|---|---|
| Cash and Cash Equivalents | 63,864 |
| Debt | 1,709,789 |
| Deposits | 5,158,123 |
| Depreciation and Amortization | 0 |
| General and Administrative Expense | 0 |
| Interest Expense | 0 |
| Interest Payable | 0 |
| Labor and Related Expense | 0 |
| Loans | 0 |
Calculated by the valuation model.
| Variable | × 1,000 USD |
|---|---|
| Assets | 3.61 |
| Liabilities | -5.36 |
| Stockholders Equity | -2.00 |
| Other Assets | -4.28 |
| Notes Receivable | 5.96 |
| Loans | -1.17 |
| Cash and Cash Equivalents | -1.50 |
| Debt | -5.60 |
| Other Liabilities | 5.18 |
| Deposits | -12.2 |
| Expenses | 4.59 |
| ECR before LimitedLiability | -1.58 |
| Labor and Related Expense | 1.28 |
| Other Expenses | 0.727 |
| General and Administrative Expense | 1.54 |
| Operating Expenses | 3.76 |
| Selling and Marketing Expense | 1.53 |
| Other Revenues | -5.61 |
| Revenues | -5.61 |
| Economic Capital Ratio | -4.12 |
| Other Net Income | -2.66 |
Charts generated by the RealRate valuation model for this report year.
Distribution of each variable's impact on financial strength — green strengthens, red weakens.
How the company's key drivers have shifted across years.
Model-forecast valuation vs. observed market value.
