Key figures for the selected year.
The model's causal graph for 2025. Inputs synthesize into the Economic Capital Ratio.
Impact on ECR in % points.
From the public annual report.
| Variable | × 1,000 USD |
|---|---|
| Cash and Cash Equivalents | 1,040,300 |
| Debt | 0 |
| Deposits | 0 |
| Depreciation and Amortization | 138,500 |
| General and Administrative Expense | 0 |
| Interest Expense | 0 |
| Interest Payable | 0 |
| Labor and Related Expense | 712,900 |
| Loans | 0 |
Calculated by the valuation model.
| Variable | × 1,000 USD |
|---|---|
| Other Assets | 7.89 |
| Assets | -14.1 |
| Liabilities | 16.6 |
| ECR before LimitedLiability | 12.9 |
| Loans | -1.98 |
| Cash and Cash Equivalents | 2.61 |
| Notes Receivable | -19.9 |
| Deposits | 18.2 |
| Debt | 4.52 |
| Other Liabilities | -17.2 |
| Operating Expenses | -54.7 |
| Expenses | -50.0 |
| Net Income | 5.65 |
| Labor and Related Expense | -8.22 |
| Selling and Marketing Expense | -2.60 |
| Other Expenses | 13.3 |
| Other Revenues | 24.1 |
| Revenues | 24.1 |
| Comprehensive Net Income | 8.48 |
| Other Compr. Net Income | 2.80 |
| Economic Capital Ratio | 9.29 |
Charts generated by the RealRate valuation model for this report year.
Distribution of each variable's impact on financial strength — green strengthens, red weakens.
How the company's key drivers have shifted across years.
Model-forecast valuation vs. observed market value.
