Key figures for the selected year.
The model's causal graph for 2022. Inputs synthesize into the Economic Capital Ratio.
Impact on ECR in % points.
From the public annual report.
| Variable | × 1,000 USD |
|---|---|
| Cash and Cash Equivalents | 100,165 |
| Debt | 2,258,660 |
| Deposits | 0 |
| Depreciation and Amortization | 36,867 |
| General and Administrative Expense | 140,464 |
| Interest Expense | 115,887 |
| Interest Payable | 0 |
| Labor and Related Expense | 0 |
| Loans | 0 |
Calculated by the valuation model.
| Variable | × 1,000 USD |
|---|---|
| Loans | -13.2 |
| Assets | -9.15 |
| Liabilities | 17.7 |
| Stockholders Equity | 5.00 |
| ECR before LimitedLiability | 11.9 |
| Other Assets | 19.8 |
| Notes Receivable | -10.9 |
| Deposits | 20.4 |
| Other Liabilities | 10.3 |
| Debt | -47.6 |
| Expenses | -37.4 |
| Revenues | 24.6 |
| Net Income | 4.18 |
| General and Administrative Expense | -2.51 |
| Other Expenses | -2.61 |
| Selling and Marketing Expense | -9.09 |
| Interest Expense | -2.60 |
| Operating Expenses | -18.5 |
| Other Revenues | 24.6 |
| Comprehensive Net Income | 5.10 |
| Economic Capital Ratio | 11.5 |
Charts generated by the RealRate valuation model for this report year.
Distribution of each variable's impact on financial strength — green strengthens, red weakens.
How the company's key drivers have shifted across years.
Model-forecast valuation vs. observed market value.
