Key figures for the selected year.
The model's causal graph for 2023. Inputs synthesize into the Economic Capital Ratio.
Impact on ECR in % points.
From the public annual report.
| Variable | × 1,000 USD |
|---|---|
| Cash and Cash Equivalents | 19,011 |
| Debt | 0 |
| Deposits | 165,622 |
| Depreciation and Amortization | 0 |
| General and Administrative Expense | 0 |
| Interest Expense | 0 |
| Interest Payable | 0 |
| Labor and Related Expense | 0 |
| Loans | 0 |
Calculated by the valuation model.
| Variable | × 1,000 USD |
|---|---|
| Assets | 6.06 |
| Liabilities | 1.21 |
| Stockholders Equity | 7.90 |
| ECR before LimitedLiability | 10.1 |
| Notes Receivable | 4.03 |
| Loans | -1.55 |
| Other Assets | 2.65 |
| Cash and Cash Equivalents | 0.882 |
| Other Liabilities | 6.75 |
| Deposits | -13.9 |
| Debt | 3.65 |
| Expenses | 5.75 |
| Revenues | -4.57 |
| Net Income | 0.912 |
| Labor and Related Expense | 0.947 |
| Operating Expenses | 2.55 |
| Selling and Marketing Expense | 0.919 |
| General and Administrative Expense | 1.11 |
| Other Revenues | -4.57 |
| Comprehensive Net Income | 1.34 |
| Economic Capital Ratio | 8.17 |
Charts generated by the RealRate valuation model for this report year.
Distribution of each variable's impact on financial strength — green strengthens, red weakens.
How the company's key drivers have shifted across years.
Model-forecast valuation vs. observed market value.
