Key figures for the selected year.
The model's causal graph for 2025. Inputs synthesize into the Economic Capital Ratio.
Impact on ECR in % points.
From the public annual report.
| Variable | × 1,000 USD |
|---|---|
| Cash and Cash Equivalents | 0 |
| Debt | 0 |
| Deposits | 0 |
| Depreciation and Amortization | 0 |
| General and Administrative Expense | 0 |
| Interest Expense | 150 |
| Interest Payable | 0 |
| Labor and Related Expense | 0 |
| Loans | 0 |
Calculated by the valuation model.
| Variable | × 1,000 USD |
|---|---|
| Deposits | 4.52 |
| Liabilities | -3.78 |
| Stockholders Equity | -1.88 |
| Debt | 0.226 |
| Other Liabilities | -35.0 |
| Expenses | 0.256 |
| Net Income | -1.56 |
| Interest Expense | -0.159 |
| Selling and Marketing Expense | -1.33 |
| Other Revenues | -4.01 |
| Revenues | -4.01 |
| Other Assets | 8.40 |
| Comprehensive Net Income | -1.77 |
| ECR before LimitedLiability | -2.94 |
| Loans | -2.02 |
| Securities | -0.154 |
| Cash and Cash Equivalents | -2.40 |
| Notes Receivable | -14.8 |
| Other Compr. Net Income | -0.229 |
| Other Net Income | -0.856 |
| Economic Capital Ratio | -6.55 |
Charts generated by the RealRate valuation model for this report year.
Distribution of each variable's impact on financial strength — green strengthens, red weakens.
How the company's key drivers have shifted across years.
Model-forecast valuation vs. observed market value.
