Key figures for the selected year.
The model's causal graph for 2024. Inputs synthesize into the Economic Capital Ratio.
Impact on ECR in % points.
From the public annual report.
| Variable | × 1,000 USD |
|---|---|
| Cash and Cash Equivalents | 44,715 |
| Debt | 0 |
| Deposits | 0 |
| Depreciation and Amortization | 0 |
| General and Administrative Expense | 0 |
| Interest Expense | 0 |
| Interest Payable | 0 |
| Labor and Related Expense | 124,597 |
| Loans | 0 |
Calculated by the valuation model.
| Variable | × 1,000 USD |
|---|---|
| Assets | -1.50 |
| Liabilities | 3.17 |
| Stockholders Equity | 1.11 |
| ECR before LimitedLiability | 2.55 |
| Other Assets | -4.50 |
| Notes Receivable | 7.39 |
| Loans | -1.10 |
| Debt | 4.83 |
| Other Liabilities | -33.5 |
| Deposits | 10.4 |
| Occupancy | -1.19 |
| Expenses | -4.23 |
| Revenues | -5.94 |
| Net Income | 0.764 |
| Labor and Related Expense | -5.88 |
| Other Expenses | 8.13 |
| General and Administrative Expense | 1.51 |
| Operating Expenses | -9.12 |
| Selling and Marketing Expense | 1.50 |
| Other Revenues | -5.94 |
| Other Net Income | 8.72 |
| Economic Capital Ratio | 0.0184 |
Charts generated by the RealRate valuation model for this report year.
Distribution of each variable's impact on financial strength — green strengthens, red weakens.
How the company's key drivers have shifted across years.
Model-forecast valuation vs. observed market value.
