Key figures for the selected year.
The model's causal graph for 2025. Inputs synthesize into the Economic Capital Ratio.
Impact on ECR in % points.
From the public annual report.
| Variable | × 1,000 USD |
|---|---|
| Assets, Current | 0 |
| Assets, Non-Current | 0 |
| Claims Reserve and LAE | 0 |
| Deferred Acquisition Costs Amortization | 504,605 |
| Deferred Policy Acquisition Costs | 0 |
| General and Administrative Expense | 705,612 |
| Insurance Commissions and Fees | 958,346 |
| Intangible Assets | 0 |
| Investment Income | 245,654 |
Calculated by the valuation model.
| Variable | × 1,000 USD |
|---|---|
| Assets | 3.03 |
| Liabilities | 9.49 |
| Stockholders Equity | 12.2 |
| ECR before LimitedLiability | 12.1 |
| Other Assets | 6.96 |
| Investments | 6.44 |
| Deferred Policy Acquisition Costs | -0.870 |
| Reinsurance Recoverables | -2.07 |
| Assets, Current | -1.38 |
| Assets, Non-Current | -1.20 |
| Premiums Receivable | -1.78 |
| Intangible Assets | -0.985 |
| Unearned Premiums | 7.67 |
| Liabilities Current | 0.673 |
| Other Liabilities | -25.3 |
| Reinsurance Payable | 1.38 |
| Long Term Debt | -2.65 |
| Claims Reserve and LAE | 17.4 |
| Policyholder Contract Deposits | 4.91 |
| Economic Capital Ratio | 12.7 |
| Policyholder Benefits and Claims | -0.493 |
Charts generated by the RealRate valuation model for this report year.
Distribution of each variable's impact on financial strength — green strengthens, red weakens.
How the company's key drivers have shifted across years.
Model-forecast valuation vs. observed market value.
