Key figures for the selected year.
The model's causal graph for 2025. Inputs synthesize into the Economic Capital Ratio.
Impact on ECR in % points.
From the public annual report.
| Variable | × 1,000 USD |
|---|---|
| Assets, Current | 408,868 |
| Assets, Non-Current | 73,361 |
| Claims Reserve and LAE | 680,712 |
| Deferred Acquisition Costs Amortization | 0 |
| Deferred Policy Acquisition Costs | 128,564 |
| General and Administrative Expense | 135,442 |
| Insurance Commissions and Fees | 65,444 |
| Intangible Assets | 0 |
| Investment Income | 87,194 |
Calculated by the valuation model.
| Variable | × 1,000 USD |
|---|---|
| Separate Account Asset | -1.06 |
| Assets | -26.1 |
| Liabilities | 7.04 |
| Stockholders Equity | -21.4 |
| ECR before LimitedLiability | -9.17 |
| Other Assets | -12.0 |
| Investments | -18.5 |
| Reinsurance Recoverables | 3.76 |
| Assets, Current | 3.62 |
| Assets, Non-Current | -1.74 |
| Premiums Receivable | -3.10 |
| Intangible Assets | -2.39 |
| Unearned Premiums | -11.6 |
| Liabilities Current | 1.01 |
| Other Liabilities | 6.67 |
| Reinsurance Payable | -3.37 |
| Long Term Debt | 2.00 |
| Claims Reserve and LAE | 6.70 |
| Policyholder Contract Deposits | 6.60 |
| Economic Capital Ratio | -8.63 |
| Policyholder Benefits and Claims | 0.709 |
Charts generated by the RealRate valuation model for this report year.
Distribution of each variable's impact on financial strength — green strengthens, red weakens.
How the company's key drivers have shifted across years.
Model-forecast valuation vs. observed market value.
