Key figures for the selected year.
The model's causal graph for 2025. Inputs synthesize into the Economic Capital Ratio.
Impact on ECR in % points.
From the public annual report.
| Variable | × 1,000 USD |
|---|---|
| Assets, Current | 90,582,000 |
| Assets, Non-Current | 10,762,000 |
| Claims Reserve and LAE | 39,337,000 |
| Deferred Acquisition Costs Amortization | 0 |
| Deferred Policy Acquisition Costs | 0 |
| General and Administrative Expense | 114,442,795 |
| Insurance Commissions and Fees | 0 |
| Intangible Assets | 130,973,000 |
| Investment Income | 0 |
Calculated by the valuation model.
| Variable | × 1,000 USD |
|---|---|
| Separate Account Asset | -2.45 |
| Assets | -46.0 |
| Liabilities | 21.3 |
| Stockholders Equity | -58.7 |
| ECR before LimitedLiability | -0.721 |
| Other Assets | -22.4 |
| Investments | -40.7 |
| Deferred Policy Acquisition Costs | -4.76 |
| Reinsurance Recoverables | -10.5 |
| Assets, Current | 5.32 |
| Assets, Non-Current | -5.15 |
| Premiums Receivable | -9.16 |
| Intangible Assets | 15.1 |
| Unearned Premiums | 15.4 |
| Liabilities Current | -25.6 |
| Other Liabilities | 16.3 |
| Reinsurance Payable | 5.75 |
| Long Term Debt | -8.21 |
| Claims Reserve and LAE | 17.2 |
| Policyholder Contract Deposits | 15.1 |
| Economic Capital Ratio | -0.180 |
| Policyholder Benefits and Claims | 0.951 |
Charts generated by the RealRate valuation model for this report year.
Distribution of each variable's impact on financial strength — green strengthens, red weakens.
How the company's key drivers have shifted across years.
Model-forecast valuation vs. observed market value.
