Key figures for the selected year.
The model's causal graph for 2025. Inputs synthesize into the Economic Capital Ratio.
Impact on ECR in % points.
From the public annual report.
| Variable | × 1,000 USD |
|---|---|
| Assets, Current | 156,332 |
| Assets, Non-Current | 255,381 |
| Claims Reserve and LAE | 1,924,826 |
| Deferred Acquisition Costs Amortization | 0 |
| Deferred Policy Acquisition Costs | 158,184 |
| General and Administrative Expense | 146,389 |
| Insurance Commissions and Fees | 0 |
| Intangible Assets | 3,197 |
| Investment Income | 87,209 |
Calculated by the valuation model.
| Variable | × 1,000 USD |
|---|---|
| Separate Account Asset | -0.702 |
| Assets | -9.87 |
| Liabilities | 4.62 |
| Stockholders Equity | -8.92 |
| ECR before LimitedLiability | -5.87 |
| Other Assets | -8.85 |
| Investments | -3.14 |
| Deferred Policy Acquisition Costs | 0.512 |
| Assets, Non-Current | 1.16 |
| Premiums Receivable | 3.28 |
| Intangible Assets | -1.55 |
| Unearned Premiums | -2.18 |
| Liabilities Current | 0.711 |
| Other Liabilities | 6.61 |
| Reinsurance Payable | 1.46 |
| Long Term Debt | 2.84 |
| Claims Reserve and LAE | -11.3 |
| Policyholder Contract Deposits | 5.17 |
| Economic Capital Ratio | -5.33 |
| Policyholder Benefits and Claims | 0.444 |
| Premiums Earned | -0.589 |
Charts generated by the RealRate valuation model for this report year.
Distribution of each variable's impact on financial strength — green strengthens, red weakens.
How the company's key drivers have shifted across years.
Model-forecast valuation vs. observed market value.
