Key figures for the selected year.
The model's causal graph for 2025. Inputs synthesize into the Economic Capital Ratio.
Impact on ECR in % points.
From the public annual report.
| Variable | × 1,000 USD |
|---|---|
| Assets, Current | 691,062 |
| Assets, Non-Current | 104,844 |
| Claims Reserve and LAE | 55,921 |
| Deferred Acquisition Costs Amortization | 0 |
| Deferred Policy Acquisition Costs | 0 |
| General and Administrative Expense | 87,709 |
| Insurance Commissions and Fees | 0 |
| Intangible Assets | 63,484 |
| Investment Income | 0 |
Calculated by the valuation model.
| Variable | × 1,000 USD |
|---|---|
| Separate Account Asset | -2.53 |
| Assets | -43.4 |
| Liabilities | 28.5 |
| Stockholders Equity | -63.4 |
| ECR before LimitedLiability | 5.70 |
| Other Assets | -22.4 |
| Investments | -39.3 |
| Deferred Policy Acquisition Costs | -4.89 |
| Reinsurance Recoverables | -10.6 |
| Assets, Current | 22.1 |
| Assets, Non-Current | -2.51 |
| Premiums Receivable | -9.32 |
| Intangible Assets | -2.99 |
| Unearned Premiums | 21.7 |
| Liabilities Current | -35.4 |
| Other Liabilities | 22.5 |
| Reinsurance Payable | 6.89 |
| Long Term Debt | 4.54 |
| Claims Reserve and LAE | 24.0 |
| Policyholder Contract Deposits | 21.5 |
| Economic Capital Ratio | 6.24 |
Charts generated by the RealRate valuation model for this report year.
Distribution of each variable's impact on financial strength — green strengthens, red weakens.
How the company's key drivers have shifted across years.
Model-forecast valuation vs. observed market value.
