Key figures for the selected year.
The model's causal graph for 2024. Inputs synthesize into the Economic Capital Ratio.
Impact on ECR in % points.
From the public annual report.
| Variable | × 1,000 USD |
|---|---|
| Assets, Current | 320,067 |
| Assets, Non-Current | 213,858 |
| Claims Reserve and LAE | 0 |
| Deferred Acquisition Costs Amortization | 0 |
| Deferred Policy Acquisition Costs | 565,872 |
| General and Administrative Expense | 346,106 |
| Insurance Commissions and Fees | 0 |
| Intangible Assets | 309,565 |
| Investment Income | 0 |
Calculated by the valuation model.
| Variable | × 1,000 USD |
|---|---|
| Deferred Policy Acquisition Costs | 2.13 |
| Assets | -11.7 |
| Liabilities | 1.80 |
| Stockholders Equity | -12.6 |
| ECR before LimitedLiability | -11.3 |
| Separate Account Asset | -0.653 |
| Premiums Receivable | -3.36 |
| Investments | -17.8 |
| Intangible Assets | 0.974 |
| Other Assets | 2.15 |
| Reinsurance Recoverables | 2.14 |
| Reinsurance Payable | -2.80 |
| Policyholder Contract Deposits | 2.14 |
| Unearned Premiums | -8.80 |
| Liabilities Current | 0.633 |
| Claims Reserve and LAE | 2.62 |
| Other Liabilities | -12.7 |
| Long Term Debt | -1.25 |
| Economic Capital Ratio | -10.9 |
| Other Expenses | 1.17 |
| Policyholder Benefits and Claims | -0.514 |
Charts generated by the RealRate valuation model for this report year.
Distribution of each variable's impact on financial strength — green strengthens, red weakens.
How the company's key drivers have shifted across years.
Model-forecast valuation vs. observed market value.
