Key figures for the selected year.
The model's causal graph for 2025. Inputs synthesize into the Economic Capital Ratio.
Impact on ECR in % points.
From the public annual report.
| Variable | × 1,000 USD |
|---|---|
| Assets, Current | 321,775 |
| Assets, Non-Current | 204,182 |
| Claims Reserve and LAE | 524,473 |
| Deferred Acquisition Costs Amortization | 0 |
| Deferred Policy Acquisition Costs | 0 |
| General and Administrative Expense | 2,649,643 |
| Insurance Commissions and Fees | 0 |
| Intangible Assets | 1,597,093 |
| Investment Income | 57,707 |
Calculated by the valuation model.
| Variable | × 1,000 USD |
|---|---|
| Assets | -30.2 |
| Liabilities | 30.7 |
| Stockholders Equity | -25.2 |
| ECR before LimitedLiability | 12.3 |
| Other Assets | -7.77 |
| Investments | -28.5 |
| Deferred Policy Acquisition Costs | -2.63 |
| Reinsurance Recoverables | -5.97 |
| Assets, Non-Current | -1.38 |
| Premiums Receivable | -3.27 |
| Intangible Assets | 23.2 |
| Unearned Premiums | 22.0 |
| Liabilities Current | 2.10 |
| Other Liabilities | 9.11 |
| Reinsurance Payable | 4.27 |
| Long Term Debt | 8.20 |
| Claims Reserve and LAE | 28.2 |
| Policyholder Contract Deposits | 14.5 |
| General and Administrative Expense | 1.78 |
| Economic Capital Ratio | 12.8 |
| Other Revenues | -2.33 |
Charts generated by the RealRate valuation model for this report year.
Distribution of each variable's impact on financial strength — green strengthens, red weakens.
How the company's key drivers have shifted across years.
Model-forecast valuation vs. observed market value.
