Key figures for the selected year.
The model's causal graph for 2025. Inputs synthesize into the Economic Capital Ratio.
Impact on ECR in % points.
From the public annual report.
| Variable | × 1,000 USD |
|---|---|
| Assets, Current | 731,200 |
| Assets, Non-Current | 272,100 |
| Claims Reserve and LAE | 5,782,500 |
| Deferred Acquisition Costs Amortization | 577,769 |
| Deferred Policy Acquisition Costs | 384,100 |
| General and Administrative Expense | 451,727 |
| Insurance Commissions and Fees | 0 |
| Intangible Assets | 121,200 |
| Investment Income | 244,413 |
Calculated by the valuation model.
| Variable | × 1,000 USD |
|---|---|
| Separate Account Asset | -0.513 |
| Assets | 5.94 |
| Liabilities | -13.7 |
| Stockholders Equity | -5.15 |
| ECR before LimitedLiability | -8.79 |
| Other Assets | -4.99 |
| Investments | -2.83 |
| Reinsurance Recoverables | 6.98 |
| Assets, Current | 1.15 |
| Premiums Receivable | 6.98 |
| Intangible Assets | -0.714 |
| Unearned Premiums | -3.02 |
| Liabilities Current | 0.486 |
| Other Liabilities | 6.36 |
| Reinsurance Payable | -6.09 |
| Long Term Debt | -1.28 |
| Claims Reserve and LAE | -14.6 |
| Policyholder Contract Deposits | 3.56 |
| Economic Capital Ratio | -8.25 |
| Other Expenses | 0.462 |
| Policyholder Benefits and Claims | -0.479 |
Charts generated by the RealRate valuation model for this report year.
Distribution of each variable's impact on financial strength — green strengthens, red weakens.
How the company's key drivers have shifted across years.
Model-forecast valuation vs. observed market value.
