Key figures for the selected year.
The model's causal graph for 2023. Inputs synthesize into the Economic Capital Ratio.
Impact on ECR in % points.
From the public annual report.
| Variable | × 1,000 USD |
|---|---|
| Assets, Current | 38,152 |
| Assets, Non-Current | 25,232 |
| Claims Reserve and LAE | 603,081 |
| Deferred Acquisition Costs Amortization | 0 |
| Deferred Policy Acquisition Costs | 91,917 |
| General and Administrative Expense | 0 |
| Insurance Commissions and Fees | 0 |
| Intangible Assets | 17,093 |
| Investment Income | 57,539 |
Calculated by the valuation model.
| Variable | × 1,000 USD |
|---|---|
| Premiums Receivable | -3.14 |
| Assets | -20.9 |
| Liabilities | 19.7 |
| Stockholders Equity | -5.02 |
| ECR before LimitedLiability | 5.46 |
| Assets, Non-Current | -1.75 |
| Assets, Current | -1.51 |
| Other Assets | -4.37 |
| Reinsurance Recoverables | -3.37 |
| Investments | -9.94 |
| Intangible Assets | -1.48 |
| Separate Account Asset | -3.42 |
| Liabilities Current | 0.885 |
| Policyholder Contract Deposits | 12.1 |
| Reinsurance Payable | 2.44 |
| Unearned Premiums | -3.74 |
| Claims Reserve and LAE | 12.3 |
| Other Liabilities | 13.5 |
| Long Term Debt | 4.36 |
| Economic Capital Ratio | 5.84 |
| Policyholder Benefits and Claims | 0.682 |
Charts generated by the RealRate valuation model for this report year.
Distribution of each variable's impact on financial strength — green strengthens, red weakens.
How the company's key drivers have shifted across years.
Model-forecast valuation vs. observed market value.
