Key figures for the selected year.
The model's causal graph for 2024. Inputs synthesize into the Economic Capital Ratio.
Impact on ECR in % points.
From the public annual report.
| Variable | × 1,000 USD |
|---|---|
| Assets, Current | 80,438 |
| Assets, Non-Current | 429 |
| Claims Reserve and LAE | 503,382 |
| Deferred Acquisition Costs Amortization | 217,004 |
| Deferred Policy Acquisition Costs | 94,881 |
| General and Administrative Expense | 116,571 |
| Insurance Commissions and Fees | 0 |
| Intangible Assets | 0 |
| Investment Income | 96,343 |
Calculated by the valuation model.
| Variable | × 1,000 USD |
|---|---|
| Deferred Policy Acquisition Costs | 0.935 |
| Assets | 8.85 |
| Liabilities | -5.72 |
| Stockholders Equity | 4.98 |
| ECR before LimitedLiability | 1.15 |
| Premiums Receivable | 4.33 |
| Investments | -0.812 |
| Intangible Assets | -1.01 |
| Other Assets | 3.79 |
| Assets, Non-Current | -1.17 |
| Reinsurance Recoverables | 2.90 |
| Reinsurance Payable | 0.407 |
| Policyholder Contract Deposits | 3.31 |
| Unearned Premiums | -16.4 |
| Liabilities Current | 0.490 |
| Claims Reserve and LAE | 1.23 |
| Other Liabilities | 1.48 |
| Long Term Debt | 2.23 |
| Economic Capital Ratio | 1.54 |
| Deferred Acquisition Costs Amortization | 0.461 |
| Premiums Earned | -0.537 |
Charts generated by the RealRate valuation model for this report year.
Distribution of each variable's impact on financial strength — green strengthens, red weakens.
How the company's key drivers have shifted across years.
Model-forecast valuation vs. observed market value.
