Key figures for the selected year.
The model's causal graph for 2025. Inputs synthesize into the Economic Capital Ratio.
Impact on ECR in % points.
From the public annual report.
| Variable | × 1,000 USD |
|---|---|
| Assets, Current | 268 |
| Assets, Non-Current | 16 |
| Claims Reserve and LAE | 91 |
| Deferred Acquisition Costs Amortization | 0 |
| Deferred Policy Acquisition Costs | 102 |
| General and Administrative Expense | 3,027 |
| Insurance Commissions and Fees | 0 |
| Intangible Assets | 0 |
| Investment Income | 395 |
Calculated by the valuation model.
| Variable | × 1,000 USD |
|---|---|
| Assets | -9.62 |
| Liabilities | 57.0 |
| Stockholders Equity | 13.9 |
| ECR before LimitedLiability | 41.0 |
| Other Assets | 21.0 |
| Investments | -11.1 |
| Deferred Policy Acquisition Costs | -0.625 |
| Reinsurance Recoverables | -2.02 |
| Assets, Current | -0.740 |
| Assets, Non-Current | -1.16 |
| Intangible Assets | -0.983 |
| Unearned Premiums | 8.40 |
| Liabilities Current | 1.75 |
| Other Liabilities | 20.8 |
| Reinsurance Payable | 2.64 |
| Long Term Debt | 6.89 |
| Claims Reserve and LAE | 39.4 |
| Policyholder Contract Deposits | 12.4 |
| Expenses | 0.621 |
| Revenues | 0.645 |
| Economic Capital Ratio | 41.5 |
Charts generated by the RealRate valuation model for this report year.
Distribution of each variable's impact on financial strength — green strengthens, red weakens.
How the company's key drivers have shifted across years.
Model-forecast valuation vs. observed market value.
