Key figures for the selected year.
The model's causal graph for 2025. Inputs synthesize into the Economic Capital Ratio.
Impact on ECR in % points.
From the public annual report.
| Variable | × 1,000 USD |
|---|---|
| Assets, Current | 51,715 |
| Assets, Non-Current | 6,759 |
| Claims Reserve and LAE | 137,855 |
| Deferred Acquisition Costs Amortization | 61,198 |
| Deferred Policy Acquisition Costs | 0 |
| General and Administrative Expense | 36,792 |
| Insurance Commissions and Fees | 0 |
| Intangible Assets | 0 |
| Investment Income | 0 |
Calculated by the valuation model.
| Variable | × 1,000 USD |
|---|---|
| Separate Account Asset | -0.936 |
| Assets | -22.4 |
| Liabilities | 26.4 |
| Stockholders Equity | -9.93 |
| ECR before LimitedLiability | 10.0 |
| Other Assets | -9.81 |
| Investments | -11.7 |
| Deferred Policy Acquisition Costs | -1.86 |
| Reinsurance Recoverables | -4.32 |
| Assets, Current | 1.03 |
| Assets, Non-Current | -2.06 |
| Premiums Receivable | -0.699 |
| Intangible Assets | -2.10 |
| Liabilities Current | 1.37 |
| Other Liabilities | 17.9 |
| Reinsurance Payable | 2.81 |
| Long Term Debt | 5.44 |
| Claims Reserve and LAE | 17.2 |
| Policyholder Contract Deposits | 9.77 |
| Economic Capital Ratio | 10.6 |
| Policyholder Benefits and Claims | 0.717 |
Charts generated by the RealRate valuation model for this report year.
Distribution of each variable's impact on financial strength — green strengthens, red weakens.
How the company's key drivers have shifted across years.
Model-forecast valuation vs. observed market value.
