Key figures for the selected year.
The model's causal graph for 2025. Inputs synthesize into the Economic Capital Ratio.
Impact on ECR in % points.
From the public annual report.
| Variable | × 1,000 USD |
|---|---|
| Assets, Current | 12,444,000 |
| Assets, Non-Current | 0 |
| Claims Reserve and LAE | 4,887,000 |
| Deferred Acquisition Costs Amortization | 0 |
| Deferred Policy Acquisition Costs | 0 |
| General and Administrative Expense | 44,118,497 |
| Insurance Commissions and Fees | 0 |
| Intangible Assets | 0 |
| Investment Income | 386,568 |
Calculated by the valuation model.
| Variable | × 1,000 USD |
|---|---|
| Separate Account Asset | -4.93 |
| Assets | -58.1 |
| Liabilities | 22.1 |
| Stockholders Equity | -121 |
| ECR before LimitedLiability | -5.09 |
| Other Assets | -34.5 |
| Investments | -53.6 |
| Deferred Policy Acquisition Costs | -9.28 |
| Reinsurance Recoverables | -18.9 |
| Assets, Current | 11.3 |
| Assets, Non-Current | -12.3 |
| Premiums Receivable | -16.8 |
| Intangible Assets | -10.4 |
| Unearned Premiums | 12.8 |
| Liabilities Current | -29.2 |
| Other Liabilities | 15.2 |
| Reinsurance Payable | 10.5 |
| Long Term Debt | 6.14 |
| Claims Reserve and LAE | 16.4 |
| Policyholder Contract Deposits | 11.6 |
| Economic Capital Ratio | -4.55 |
Charts generated by the RealRate valuation model for this report year.
Distribution of each variable's impact on financial strength — green strengthens, red weakens.
How the company's key drivers have shifted across years.
Model-forecast valuation vs. observed market value.
