Key figures for the selected year.
The model's causal graph for 2025. Inputs synthesize into the Economic Capital Ratio.
Impact on ECR in % points.
From the public annual report.
| Variable | × 1,000 USD |
|---|---|
| Assets, Current | 0 |
| Assets, Non-Current | 198,218 |
| Claims Reserve and LAE | 3,633,338 |
| Deferred Acquisition Costs Amortization | 946,722 |
| Deferred Policy Acquisition Costs | 359,724 |
| General and Administrative Expense | 389,298 |
| Insurance Commissions and Fees | 0 |
| Intangible Assets | 49,623 |
| Investment Income | 114,682 |
Calculated by the valuation model.
| Variable | × 1,000 USD |
|---|---|
| Separate Account Asset | -1.13 |
| Assets | -28.5 |
| Liabilities | 10.9 |
| Stockholders Equity | -21.8 |
| ECR before LimitedLiability | -5.61 |
| Other Assets | -9.12 |
| Investments | -16.8 |
| Reinsurance Recoverables | -4.80 |
| Assets, Current | -3.55 |
| Assets, Non-Current | -2.20 |
| Intangible Assets | -2.32 |
| Unearned Premiums | -0.729 |
| Liabilities Current | 1.17 |
| Other Liabilities | 10.2 |
| Reinsurance Payable | 2.39 |
| Long Term Debt | 4.63 |
| Claims Reserve and LAE | 9.52 |
| Policyholder Contract Deposits | 8.33 |
| Economic Capital Ratio | -5.07 |
| Other Expenses | 0.998 |
| Premiums Earned | -0.665 |
Charts generated by the RealRate valuation model for this report year.
Distribution of each variable's impact on financial strength — green strengthens, red weakens.
How the company's key drivers have shifted across years.
Model-forecast valuation vs. observed market value.
