Key figures for the selected year.
The model's causal graph for 2025. Inputs synthesize into the Economic Capital Ratio.
Impact on ECR in % points.
From the public annual report.
| Variable | × 1,000 USD |
|---|---|
| Assets, Current | 3,964,705 |
| Assets, Non-Current | 4,536,303 |
| Claims Reserve and LAE | 30,857,453 |
| Deferred Acquisition Costs Amortization | 0 |
| Deferred Policy Acquisition Costs | 909,516 |
| General and Administrative Expense | 0 |
| Insurance Commissions and Fees | 0 |
| Intangible Assets | 4,365,093 |
| Investment Income | 992,281 |
Calculated by the valuation model.
| Variable | × 1,000 USD |
|---|---|
| Separate Account Asset | -0.458 |
| Assets | 9.47 |
| Liabilities | -11.9 |
| ECR before LimitedLiability | -3.64 |
| Other Assets | -5.88 |
| Reinsurance Recoverables | 11.2 |
| Assets, Current | 1.20 |
| Assets, Non-Current | 1.81 |
| Premiums Receivable | 0.741 |
| Intangible Assets | 1.94 |
| Unearned Premiums | -0.937 |
| Liabilities Current | 0.482 |
| Other Liabilities | 2.80 |
| Reinsurance Payable | -0.543 |
| Long Term Debt | -2.03 |
| Claims Reserve and LAE | -16.1 |
| Policyholder Contract Deposits | 3.54 |
| Economic Capital Ratio | -3.10 |
| Other Expenses | 1.25 |
| Other Revenues | -0.333 |
| Policyholder Benefits and Claims | -0.446 |
Charts generated by the RealRate valuation model for this report year.
Distribution of each variable's impact on financial strength — green strengthens, red weakens.
How the company's key drivers have shifted across years.
Model-forecast valuation vs. observed market value.
