Key figures for the selected year.
The model's causal graph for 2024. Inputs synthesize into the Economic Capital Ratio.
Impact on ECR in % points.
From the public annual report.
| Variable | × 1,000 USD |
|---|---|
| Assets, Current | 25,651 |
| Assets, Non-Current | 4,830 |
| Claims Reserve and LAE | 793,679 |
| Deferred Acquisition Costs Amortization | 26,859 |
| Deferred Policy Acquisition Costs | 8,102 |
| General and Administrative Expense | 35,786 |
| Insurance Commissions and Fees | 0 |
| Intangible Assets | 0 |
| Investment Income | 0 |
Calculated by the valuation model.
| Variable | × 1,000 USD |
|---|---|
| Assets | 2.51 |
| Liabilities | -39.1 |
| Stockholders Equity | -5.80 |
| ECR before LimitedLiability | -12.8 |
| Premiums Receivable | -1.14 |
| Investments | 0.624 |
| Intangible Assets | -0.719 |
| Other Assets | 2.87 |
| Assets, Non-Current | -0.658 |
| Reinsurance Recoverables | -1.91 |
| Reinsurance Payable | 0.599 |
| Policyholder Contract Deposits | 0.602 |
| Unearned Premiums | 0.605 |
| Claims Reserve and LAE | -28.1 |
| Other Liabilities | -3.07 |
| Long Term Debt | -9.49 |
| Other Revenues | 0.428 |
| Revenues | 0.603 |
| Premiums Earned | 0.601 |
| Economic Capital Ratio | -12.4 |
| Policyholder Benefits and Claims | 0.447 |
Charts generated by the RealRate valuation model for this report year.
Distribution of each variable's impact on financial strength — green strengthens, red weakens.
How the company's key drivers have shifted across years.
Model-forecast valuation vs. observed market value.
